
"Never use a credit card for credit. The only kind of credit, or debt, that is acceptable is debt to acquire something whose exchange value is extremely likely to increase, like in a home. The exchange value of most things diminishes or vanishes the moment you purchase them. Don't be in debt to losers."

"The key to being a great leader is the willingness to admit mistakes and encourage others to do the same. This fosters an environment of trust and accountability, allowing for open communication and learning from errors. By acknowledging their own shortcomings, leaders can create a culture where others feel safe to be honest about their mistakes, leading to better problem-solving and overall improvement."

"Money is overrated. Truly new things rarely need an abundance of money. If that was so, billionaires would have a monopoly on inventing new things, and they don't. Instead almost all breakthroughs are made by those who lack money, because they are forced to rely on their passion, persistence and ingenuity to figure out new ways. Being poor is an advantage in innovation."